This then gives you a single, larger sum to use as a single deposit.
You can use a lump sum deposit to pay for the opening of multiple products by paying this into the Holding Account.
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To make a withdrawal, log in to your account and select the product you wish to withdraw money from.
You can select your product from either the ISA Summary screen or the Withdrawals and Closures menu.
You can then use the funds in the Holding Account across a number of products.
Example – if you had £15,240 available you could split this to account for your needs, such as paying: £4,000 into Easy Access £1,000 into 1 Year Fixed Rate £10,240 into 2 Year Fixed Rate Please note, the products or rates of interest available can be changed or withdrawn at any time.
Easy Access products and the Holding Account do not have any restrictions on the number of withdrawals that can be made.
Accessing money within a Fixed Rate product Withdrawals are not allowed during the fixed term of a Fixed Rate product.
A breakage charge is not applied if you close your product within 14 days of opening.
A breakage charge applies when closing or transferring a product: Further breakage charge details are in the Summary Box. See the Key Information Pack for more details about charges, and changes to charges, for the ISA.
If you plan to split your deposit or ISA transfer across multiple products, you'll need to choose the Holding Account at account opening.
Once your ISA is set up and the funds are received, you'll be able to log in to your ISA and move your funds from the Holding Account to the products you wish to open.
Fixed rate products – early closure incurs a breakage charge If you transfer or close your ISA while you have funds in a fixed-rate product within the fixed term, then a breakage charge will apply.