Some of these sites offer extra cash back during the holiday season, including Ebates, so it may make sense to wait until Black Friday to use these sites, said Brent Shelton, an online shopping expert at Fat Wallet.com, a website with information about shopping for deals.
People who use cash may miss out on some opportunities to save, or to get points or cash back while shopping online or using credit cards in stores, several experts said.
Using technology before and while shopping can amount to big savings, said Sara Skirboll, a shopping and trends expert at Retail Me Not, a website with services including coupons and promo codes. Coupons, especially those of the online variety, have come a long way, said Kyle James, the founder of the coupon and deal-finding site
And if using cash is your preferred way of sticking to a budget, that may end up being the best method for you.
But if you are able to pay your credit card bill in full, or can use a debit card to shop online, here are some tricks you don’t want to miss out on.
(You can check out his full list as well, which includes details on how best to use each website.) Many offer significant amounts of cash back for purchases.
Top Cashback, for example, offers up to 10% off Amazon , direct deposit and gift cards, and some even have “highest cash back percentage guarantees,” James said; he recommended finding out which sites have this policy (Topcashback and Be Frugal are two of them), to see if you can play them against each other to get the best deal.
American consumers expect to spend about 0 on holiday gifts this year, according to a consumer confidence survey from The Conference Board, a research firm.
And to pay for those purchases, consumers plan to use a mix of cash and credit cards; 74% of consumers say they will make at least some purchases in cash, and 70% said they’ll make purchases on credit cards, according to a survey of about 1,200 people from Trans Union , a company that provides services including credit reports.
Then, Top Cashback makes money in other ways, such as advertising banners.